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Who Owns My House: Me or My Mortgage Lender?

Who Owns My House: Me or My Mortgage Lender?

The standard home buying process follows this formula: you find the right property, you go under contract to buy it, you get approved for a mortgage loan, the lender lends you enough money to buy the home, you sign papers, and you move into your new house

Dec 16, 2021 | Purchasing a Home

What Are Mortgage Origination Fees?

What Are Mortgage Origination Fees?

As a first-time homebuyer, there may be many mortgage terms that sound foreign to you. For example, when you start looking at interest rates offered by lenders, they will often be accompanied by a number of “points” or “origination fees.” What are these e

Dec 15, 2021 | Purchasing a Home

Buying a Home with help from Family

Buying a Home with help from Family

With U.S. home prices have jumped 20 percent in the past year, it is becoming increasingly harder for many Americans to buy a home on their own. To be able to break into the housing market, more and more buyers are going in together with siblings or paren

Dec 08, 2021 |

What does Homeowners Insurance Cover?

What does Homeowners Insurance Cover?

Before you are allowed to sign on the dotted line for a mortgage loan, your lender will require you to have homeowners insurance. This type of insurance protects your property (and the things inside) against damage and loss. It basically provides enough c

Dec 01, 2021 | Purchasing a Home

9 Easy Steps to Winterize Your Home!

9 Easy Steps to Winterize Your Home!

9 Steps to Winterize Your Home! Winterizing your home can prevent potential damage to your furnace, plumbing and roof. Taking preventive action now can also help save on heating costs. Here are a few action items to keep in mind this winter: 1. Disconne

Dec 01, 2021 | Purchasing a Home home maintenance

Moving or Refinancing? Here's What You Need to Know

Moving or Refinancing? Here's What You Need to Know

Charlotte is ranked by Realtor.com as the best real estate market in the Southeastern U.S. positioned for growth in 2021. The report predicts the Charlotte real estate market will have a combined growth rate of 19.0%, factoring in both sales growth and gr

Nov 22, 2021 | Purchasing a Home Refinancing a Home

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