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Homepage Pic Welcome to Direct Home Loans!
At Direct Home Loans we have streamlined the mortgage lending process so the savings get passed onto you. Our goal is to provide you with the best possible home loan options that exceed your goals and expectations.

Our Services Whether you’re refinancing your current mortgage (rate/term/cash out on equity), purchasing a new home, or purchasing an investment property, the key is to exceed your personal goals and minimize all related home loan financing costs. So, we go above and beyond to ensure that our customer’s goals have been met and exceeded in all possible cases.

We also realize that our customers want honest, ethical, and comprehensive information about all available loan options and loan details. Direct Home Loans – Mortgage Loan Originators (MLO) are all highly experienced, highly knowledgeable, licensed mortgage professionals.

In addition, the lenders that we leverage are the best in their respective categories and niches. We monitor the wholesale lending market continuously to ensure that our customers are able to realize the best possible home loans available in the industry.
At Direct Home Loans, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

Although we are located in Charlotte, North Carolina, we offer unparalleled mortgage and refinance service to clients located in North Carolina, South Carolina, Virginia and Georgia.

Call Us Today!
Find the perfect loan to fit your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.